Later life planning
Supporting you in later life
Thanks to healthier lifestyles and improving medical care, life expectancy has increased significantly in the UK. While this is good news, it also brings about financial implications as we live longer. As dedicated later-life specialists, we know first-hand that planning for later life gives you and your family peace of mind. We work closely with the Tax Services team at Carpenter Box to offer you a holistic approach to later-life planning.
Later Life ServiceSpecialist advisers
We pride ourselves on our ability to help elderly and vulnerable clients with their financial matters. Gill Lynes is a full member of the Society of Later Life Advisers (SOLLA) and we are proud to state that our team here at Carpenter Box Financial Advisers are Dementia Friends. We also belong to the Worthing Dementia Action Alliance.
Gill Lynes is also part of the Carewise Care funding scheme set up by West Sussex Country Council in partnership with Age UK West Sussex, Brighton and Hove, SOLLA and West Sussex Partners in Care. Carewise offers expert, impartial advice to help people to consider their options, and decide how to pay for long-term care, either for themselves or a relative or friend.
The Carewise care fees advisers are all qualified specialists in later-life finances, regulated by the Financial Conduct Authority (FCA) and members of SOLLA. They are all DBS checked, members of the Buy with Confidence Scheme, and trained in adult safeguarding.
Trusted Assistant Service
Our ‘Trusted Assistant’ service is designed to help you and your family with your wider financial and personal needs. We offer an all-round service for those who may benefit from additional support with their wider finances and/or personal needs from a trusted and reputable firm.
Read more about our Trusted Assistant Service
Finalists at the Professional Adviser Women in Financial Advice Awards
We’re delighted to be able to share that our Director of Later Life Advice, Gill Lynes has been announced as a finalist in the Vulnerable Client Care category of the Professional Adviser Women in Financial Advice Awards!
The awards are designed to celebrate and recognise the achievements of women working within the financial advice community and across UK financial services.
Long term care
Paying for residential care in a care home is expensive. Whilst some financial assistance may be available, this is a complex area to navigate. With our help, you can plan for Inheritance Tax, make gifts to your heirs and secure an income to help cover your long-term care costs.
How we can help:
- Conduct a full financial review to identify your needs and objectives
- Reduce and mitigate your exposure to Inheritance Tax
- Making your money work harder against inflation and the current interest rate environment
- Simplify and streamline your savings and investments
- Plan a way to fund care costs, and help you stay in your home
- Keep control of your money
Listen to our clients
Gill Lynes gave me clear and thoughtful advice in relation to my Great Aunt’s difficult move from her own home and into a care home. Auntie had a longstanding IFA, but Gill answered my specific worries as to later life planning and the options available with regards to funding Auntie’s care. Thank you Gill for your reassuring, calm manner and obvious technical knowledge just when I needed it. Your words most definitely reduced my concerns and helped me support Auntie at a very sensitive time.
Jackie Mensah
I would just like to say thank you for your guidance with my financial affairs after the death of my wife. It was a great help to have things explained to me so simply, kindly and very professionally. I now know how to move forward. Thank you to the wealth management team for your help.
Dennis Paice
Thanks Gill for helping us through this. You were brilliant, nothing seemed too much trouble and you made everything clear.
Patricia Cook
Thanks, Gill for helping us through this, you were brilliant, nothing seemed too much trouble and you made everything clear
Related services:
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